Edge Checking

• $5.00 minimum balance required to open
• $0.00 minimum statement balance required
• Monthly Service Charge $5.00
• Interest: N/A
• Benefits:
  Free instant issue Debit Card (per qualification)
  Free Online / Mobile Banking
  *Bill Pay – $5.00 per month, FREE with 1 or more Bill Pay transactions per statement cycle.
  Unlimited check writing
  Free E-Statements
  *ATM / Debit Card nationwide fees waived for the first 5 transactions per statement cycle; $1.00 for transactions over 5. Other institutions ATM fees may apply.
• Check out the Edge Checking Brochure for all the GREAT benefits of Cell Phone Protection¹, Credit File Monitoring², Roadside Assistance Expense Reimbursement¹ and so MUCH MORE!!!!
• ROUND UP SAVINGS OPTION: Every time you use your debit card, the transaction will be rounded up to the next even dollar amount. At the end of the processing day, all the rounding from your Smart Savings will be deposited into your designated savings account

¹ Registration/activation required
² Credit file monitoring may take several days to begin following activation.
*Sales Tax May Apply

Gen Tech (Teen Acct.) For Ages 12-22

• $10.00 minimum balance required to open
• $0.00 minimum statement balance required
• No service charge age < 22
• Interest: N/A
• Benefits:
  Free instant issue Debit Card (per qualification)
  (Point of Sale & ATM daily limits $100.00)
  Free Online / Mobile Banking
  *6 checks per statement cycle ($.50 each over 6)
  Free E-Statements
  ATM / Debit Card nationwide fees waived; other institutions ATM fees may apply
• ROUND UP SAVINGS OPTION: Every time you use your debit card, the transaction will be rounded up to the next even dollar amount. At the end of the processing day, all the rounding from your Smart Savings will be deposited into your designated savings account.

*Sales Tax May Apply

On-The-Go Banking

• $10.00 minimum balance required to open
• $0.00 minimum statement balance required
• No monthly service charge
• Interest: N/A
• Benefits:
  Free instant issue Debit Card (per qualification)
  Free Online / Mobile Banking
  *Bill Pay – $5.00 per month, FREE with 1 or more Bill Pay transaction per statement cycle.
  *6 checks per statement cycle ($.50 each over 6)
  Free E-Statements
  Direct Deposit Required
  *ATM / Debit Card nationwide fees waived for the first 6 transactions per statement cycle; $1.00 for transactions over 6. Other institutions ATM fees may apply
• ROUND UP SAVINGS OPTION : Every time you use your debit card, the transaction will be rounded up to the next even dollar amount. At the end of the processing day, all the rounding from your Smart Savings will be deposited into your designated savings account

*Sales Tax May Apply

Traditional Checking

• $100.00 minimum balance required to open
• $250.00 minimum statement balance required
• No monthly service charge unless the average balance per statement cycle falls below $250.00; *$6.00 service charge applies if the minimum balance requirement is not maintained. Fee waived if over 65 years old.
• Interest: N/A
• Benefits
  Free instant issue Debit Card (per qualification)
  Free Online / Mobile Banking
  *Bill Pay – $5.00 per month, FREE with 1 or more Bill Pay transaction per statement cycle.
  Unlimited check writing
  Paper statement available
  *Images available for $3.00 fee or FREE online
  Free starter checks (20) (excludes shipping & handling)
  *Each withdrawal, balance inquiry, deposit or deposit transfer at a Non-bank-owned ATM $1.00 per transaction

*Sales Tax May Apply

Select Checking

• $1,000.00 minimum balance required to open
• $1,000.00 minimum statement balance required
• To avoid a monthly service charge of $10.00, maintain $1,000 average daily balance per statement cycle.
• Interest
  Tiered:
  $0.00-$9,999.99
  $10,000-$24,999.99
  $25,000-$49,999.99
  $50,000-$99,999.99
  $100,000-$199,999.99
  $200,000 and over
• Benefits:
  Free instant issue Debit Card (per qualification)
  Free Online / Mobile Banking
  Bill Pay – $5.00 per month. Free with 1 or more Bill Pay transaction per statement cycle.
  Unlimited check writing
  Paper statement available
  *Images available for $3.00 fee or FREE online
  Free starter checks (20) (excludes shipping & handling)
  *Each withdrawal, balance inquiry, deposit or deposit transfer at a Non-bank-owned ATM $1.00 per transaction

*State and local sales tax may apply
** If no activity on Bill Pay the cost is $5.00 a month.

Youth Savings Account

• $5.00 minimum balance required to open account
• $0.00 minimum balance required
• No service charge for ages 22 and under
• A variable rate of interest is earned on the daily balance. Interest is compounded and credited quarterly.
  Tiered:
  $0-$9,999.99
  $10,000-$24,999.99
  $25,000 -$49,999.99
  $50,000-$99,999.99
  $100,000-$199,999.99
  $200,000 and over

Traditional Savings

• $100.00 minimum balance required to open account
• $100.00 minimum average daily balance required
• No monthly service charge unless the average daily balance per calendar month falls below $100.00; *$5.00 service charge applies if the minimum balance requirement is not maintained Fee waived if over 65 years old.
• A variable rate of interest is earned on the daily balance. Interest is compounded and credited quarterly.
  Tiered:
  $0-$9,999.99
  $10,000-$24,999.99
  $25,000 -$49,999.99
  $50,000-$99,999.99
  $100,000-$199,999.99
  $200,000 and over

Premium Money Market

• $2,500.00 minimum balance required to open account
• $2,500.00 minimum average daily balance required
• No monthly service charge unless the average daily balance per statement cycle falls below $2,500.00; *$10.00 service charge applies if the minimum balance requirement is not maintained
• A variable rate of interest is earned on the daily balance. Interest is compounded and credited monthly.
  Tiered:
  $0-$9,999.99
  $10,000-$24,999.99
  $25,000 -$49,999.99
  $50,000-$99,999.99
  $100,000-$199,999.99
  $200,000 and over

Christmas Club

The easiest and most convenient way to save for your Christmas spending

• $25.00 minimum balance required to open account
• $0.00 minimum average daily balance required
• $10.00 early withdrawal penalty on each withdrawal before the 1st of October each year.
• No service charge
• Free eStatements available online
• A variable rate of interest is earned on the daily balance. Interest is compounded and credited annually.
  Tiered:
  $0-$9,999.99
  $10,000-$24,999.99
  $25,000 -$49,999.99
  $50,000-$99,999.99
  $100,000-$199,999.99
  $200,000 and over

Health Savings

You are taking control of your blood pressure, your weight and your cholesterol. Now take control of your health care dollars by starting a Health Savings Account. Exercise, eat right and make sure your money is available to pay for the care you need.

• $100.00 minimum balance required to open account
• $0.00 minimum average daily balance required
• *10 checks per statement cycle; $.25 per check over 10
• No service charge
• A variable rate of interest is earned on the daily balance. Interest is compounded and credited monthly.
  Tiered:
  $0-$9,999.99
  $10,000-$24,999.99
  $25,000 -$49,999.99
  $50,000-$99,999.99
  $100,000-$199,999.99
  $200,000 and over

*State and local sales tax may apply.